by Frank Restorick | Jul 30, 2026 | Life Insurance
Probate is the court process that validates a will and issues a legal grant authorizing an executor to manage and distribute a deceased person’s estate. If you’re dealing with a death in the family right now, the most useful first step is to locate the original will,...
by Frank Restorick | Jul 29, 2026 | Life Insurance
For most Canadian homeowners in good health, personally owned term life insurance is the better choice over lender-offered mortgage protection insurance. It pays your beneficiaries directly, keeps the death benefit level, and typically costs less for equivalent...
by Frank Restorick | Jul 28, 2026 | Life Insurance
Critical illness insurance pays you a tax-free lump sum if you’re diagnosed with a covered serious condition — cancer, heart attack, stroke, and others — and you can spend that money however you need, no receipts required. Three things to know before you read further:...
by Frank Restorick | Jul 27, 2026 | Life Insurance
For most Canadian homeowners, the best mortgage protection insurance decision comes down to one question: can you qualify for a personal term life or disability policy? If yes, that route usually gives you better value and more flexibility. If not, or if you want a...
by Frank Restorick | Jul 27, 2026 | Life Insurance
For self-employed Canadians, the best disability insurance is an individual long-term disability policy with an own-occupation definition — one that pays benefits when you can no longer perform the specific work you do, not just any work. Association group plans and...