by Frank Restorick | Sep 13, 2026 | Life Insurance
Start by deciding what outcome you actually want from your exit, then get a real valuation and call a lawyer, a tax advisor, and an insurance broker before anything else. Business succession planning protects jobs, enterprise value, and continuity, but none of that...
by Frank Restorick | Sep 12, 2026 | Life Insurance
Outdated or incorrect beneficiary designations are the fastest way to send your money to the wrong person, and no will can fix it after the fact. The most damaging errors are stale forms left over from an old marriage, minors named directly with no trust behind them,...
by Frank Restorick | Sep 11, 2026 | Life Insurance
Key person disability insurance is a business-owned policy that pays a monthly benefit or lump sum to your company when a critical employee or owner becomes too sick or hurt to work. The payout covers payroll, replacement hiring, and debt payments while you regroup....
by Frank Restorick | Sep 10, 2026 | Life Insurance
The contestability period is the initial period after a life insurance policy’s effective date, during which the insurer can dig into a death claim and deny it if it finds material misrepresentation or fraud on the application. After that window closes, most claims...
by Frank Restorick | Sep 9, 2026 | Life Insurance
A power of attorney in Canada lets a person you trust manage your finances or health decisions if you can’t. Most adults should have an enduring power of attorney for property, and many should pair it with a power of attorney for personal care. Start by checking your...