by Frank Restorick | Aug 1, 2026 | Life Insurance
The RRSP contribution deadline for the 2025 tax year is March 2, 2026. Contribute by that date and the amount reduces your 2025 taxable income. Miss it by a single day and the contribution still counts, but it applies to 2026 instead. What a contribution by March 2,...
by Frank Restorick | Jul 31, 2026 | Life Insurance
Ontario small-business owners have access to three distinct benefit buckets: provincial tax relief through the Ontario small business deduction for Canadian-controlled private corporations, government advisory and grant programs through Small Business Enterprise...
by Frank Restorick | Jul 30, 2026 | Life Insurance
Probate is the court process that validates a will and issues a legal grant authorizing an executor to manage and distribute a deceased person’s estate. If you’re dealing with a death in the family right now, the most useful first step is to locate the original will,...
by Frank Restorick | Jul 29, 2026 | Life Insurance
For most Canadian homeowners in good health, personally owned term life insurance is the better choice over lender-offered mortgage protection insurance. It pays your beneficiaries directly, keeps the death benefit level, and typically costs less for equivalent...
by Frank Restorick | Jul 28, 2026 | Life Insurance
Critical illness insurance pays you a tax-free lump sum if you’re diagnosed with a covered serious condition — cancer, heart attack, stroke, and others — and you can spend that money however you need, no receipts required. Three things to know before you read further:...
by Frank Restorick | Jul 27, 2026 | Life Insurance
For most Canadian homeowners, the best mortgage protection insurance decision comes down to one question: can you qualify for a personal term life or disability policy? If yes, that route usually gives you better value and more flexibility. If not, or if you want a...