by Frank Restorick | Nov 22, 2021 | Estate Planning
Most provincial regulations provide that individual receiving disability payments are allowed to receive discretionary benefits from third parties without affecting their eligibility for disability payments. The discretion afforded to the trustees of a Henson trust is...
by Frank Restorick | Mar 1, 2021 | Life Insurance
Life insurance premiums are determined by several factors, such as your age and health- The younger and healthier you are, the better your premiums will be. Whereas, if you have a pre-existing medical conditions like cancer, high blood pressure, high cholesterol, or...
by Frank Restorick | Feb 1, 2021 | Life Insurance
Smoking health risks are well documented, and increases the chance of lung cancer, stroke, and other medical conditions. It’s no wonder life insurance companies charge smokers an increased rate. Higher risk equals higher rates. However, the final rate you pay will...
by Frank Restorick | Jan 1, 2021 | Life Insurance
Whether you are married, or single, life insurance is a means to ease the financial burden of an unexpected death. Life Insurance can secure family’s standard of living, and unexpected costs that come with unexpected death. Life insurance provides you with the...