Types of Health Insurance Coverage
Costs for healthcare expenses can add up quickly, whether you are filling a prescription, visiting the dentist or getting new glasses. Health insurance helps you manage routine and unexpected costs, protecting your budget and your lifestyle. Now, imagine a health plan that doesn’t just cover your healthcare costs but also helps you lead a healthier lifestyle, preventing future health issues.
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>HEALTH AND DENTAL FOR BUSINESS
Types of Health and Dental Insurance
Had prior coverage
in the last 60 days?
There are good options available if you have recently had coverage with an employer and either left the job or are retiring. You do not need to answer medical questions, and will get plans with higher maximums and better pricing.
No prior coverage
and looking for a plan?
Looking for a health plan with drug, dental, vision and coverage for therapists? There are a few options to choose from, depending on the level of coverage you want you may need to answer medical questions.
Want some other options?
If the other 2 plans are not the right fit for you, there are other options available, lets talk!
Health and Dental for Business
GROUP BENEFITS HAVE EVOLVED- HOW CAN YOU CUSTOMIZE YOUR BENEFIT PLAN TO BETTER SUIT YOUR EMPLOYEES NEEDS?
Today’s benefit plans offer more flexibility and customization than ever before. In addition to that, insurers offer many additional services and resources designed to help your team.
Benefit plans can cover your teams healthcare expenses including:
Business Owners have 3 options for Health Plans:
Group Benefit Plans
Insured health plans provide solid coverage for your team for their medical needs. They provide coverage for Drug, Hospital, Dental, Vision and Therapists.
Health Spending Accounts
Provide a set amount for each employee, to cover their medical expenses. Unlike insured plans, there are no set maximums, and employees can choose how to spend their healthcare dollars.
Executive Benefit Plans
These plans are a hybrid of insured group plans and health spending accounts. They offer a set amount for medical expenses as well as catastrophic medical coverage.
Designing the right benefits package for your team means you:
Do you need a health spending account?
IF YOU SAID YES TO THE QUESTIONS ABOVE,
THIS PLAN IS FOR YOU.
THIS PLAN IS FOR YOU.
Open a Health Spending Account in less than 10 minutes.
Here’s how you can get the right Healthcare plan right now!
If you’re looking to for a health plan to cover healthcare expenses for yourself and/or your team, set up a complimentary consultation; learn more about your options so you can pick a plan that best suits your needs.